Please read the below and contact my friend Marc. Besides just getting you “in line” for your portion he will assure you get the maximum amount that you’re eligible for and it should decrease the amount of time you have to wait for funds. There are no upfront fees and no compensation due unless your claim is funded. Just make sure you call Mark direct T 1 212 805 7210 C 1 917 957 2082
This letter is to notify you that your company is eligible for a refund in the Payment Card Interchange Fee Settlement. If your organization accepted Visa and/or MasterCard Credit and/or Debit Cards in the United States at any time from and after January 1, 2004, you are entitled to monetary compensation. Your company would be compensated based on your processed credit card transactions. The projected settlement payout is $4 billion.
Settlement Recovery Group is a leading class action claims filing service, to prepare and submit claims on behalf of our members in the Visa/MasterCard Interchange Fee Settlement. Settlement Recovery Group has agreed to provide its services to our clients at a reduced contingency fee of recovered settlement funds. There are no up-front costs. If Settlement Recovery Group is unable to recover funds on your behalf, then it does not get compensated for its efforts.
Below is a brief description of the class action settlement:

Plaintiffs allege that, between January 1, 2004 and the present, Defendants Visa, MasterCard and several banks including Bank of America, JPMorgan Chase and Citigroup conspired to artificially inflate the prices of interchange fees that merchants’ acquiring banks pay to customers’ issuing banks in a credit or debit card transaction. Since the interchange fees are inflated, the discount fees merchants pay to accept card payments are in turn artificially high, and various rules prevent merchants from challenging the inflated fees.
If you have any questions regarding the settlement or would like to file a claim, please contact our representatives at Settlement Recovery Group for more information:
Marc Rosenberg
Settlement Recovery Group, LLC
199 Water Street, 26th Floor, New York NY 10038-3560
T 1 212 805 7210 C 1 917 957 2082 F 1 866 519 2861
Marc.Rosenberg@srgllc.com
www.srgllc.com

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opinion, within the meaning of Circular 230 issued by the United States Secretary
of the Treasury. You cannot rely upon any advice contained in this communication
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Are you aware of these guys? Their latest piece is at http://onlinedigitalpublishing.com/publication/?i=105506&goback=.gde_152259_member_109412591

Their website is at http://www.standwithfans.org/spring-2012-newsletter/

Ticketbrokers aren’t the problem. They create a secondary market and for the most part operate on a very small margin taking great risk from fraudulent credit cards and little support from card issuing banks allowing their cardholders to try and chargeback purchases when its obvious the cardholder is being dishonest. Also if you are a season ticket holder or anyone else that must sell tickets you own then you realize that they do indeed serve a very useful purpose.

I should add that they did reply to me ” if transactions are transparent and fans are protected, the resale market can be a great way to exchange tickets. Our efforts are focused on predatory scalpers who use methods like bots to gain an unfair advantage over regular fans.” But their published rhetoric does seem different referring to ticketbrokers as scalpers, etc.

Just wanted you to be aware of them in case you didn’t know about them. I personally have signed up so I can counter them everytime they put out misleading info. Maybe we all should.

The Distribution Begins
For the past year and a half, we have been asked by brokers “how will Ticket Evolution sell my tickets?” While we have brought on some smaller partners in the past 6 months, we are extremely excited to announce our partnership with Orbitz.com and CheapTickets.com that will begin to take Ticket Evolution to new heights! The first of many major partnerships with recognizable brand names upcoming on the Ticket Evolution roadmap.

What Does Orbitz Think?
“Orbitz Worldwide is one of the world’s leading online travel companies, booking over $11 billion in travel annually and welcoming nearly 12 million unique visitors each month to its Orbitz.com and CheapTickets.com websites. Through this new partnership, Ticket Evolution will have the ability to dramatically expand its reach and grow sales by leveraging the incredible strength of two of the travel industry’s most recognizable brands. We look forward to working with the Ticket Evolution team to expand our offering and provide our customers with access to tickets to thousands of the world’s most popular events at competitive prices.”

Not Uploading?
If you are one of the few brokers that are not currently uploading to Ticket Evolution, now is the time to start! Orders will begin quickly ramping up this summer as we launch with Orbitz.com and Cheaptickets.com. We currently have over 20 brokers web sites live with our API and many more integrating every week! Get maximum exposure for your tickets now!
http://ticketevolution.com/2012/04/ticket-evolution-welcomes-orbitz-worldwide/

http://fox8.com/2012/03/30/massive-credit-card-data-breach-involves-all-major-brands/

Hi Tim,

Enjoyed your book “Through My Eyes” and admire the evangelical zeal of you & your wonderful family very much! However there is one thing I’d like to discuss with you. I read in the book that you often say when witnessing “Take Jesus into your heart.” While this sounds nice its not going to get anyone to heaven. Its basically a misquote of Revelation 3:20. There is only one way as you know to get to heaven and that’s through the blood of Jesus.  No matter what religion you are you can be ASSURED of going to heaven if you’ll just stop and pray the following to God and mean it.

-Christ died for all of my sins past, present and future and paid for them with His blood (John 3:16)
-good works won’t get me there (Ephesians 2:8-9)
-now that I’m saved I can never lose my salvation (John 10:28-29)

Also I notice that in your book you quote the NASB version of the Bible. In the KJV all except five verses have been proven to be original scripture. We know that God’s words have infinitely more power than ours. The KJV is God’s Word. The NASB and others is man’s words.

Humbly submitted,
Bill Hoidas

Chargeback time frames available to card issuers are generally limited to 120 days. The tricky part is that depending on the dispute category, the starting point of the 120 days measurement can vary. For example; if the dispute is over an unauthorized transaction, the 120 is measured from the date of the transaction, if the dispute is over merchandise that wasn’t received, then the time frame is measured from the date of last promised delivery date, if the dispute is over merchandise that was received defective, the measurement starts from the date the merchandise was received, and extension may be available in this case as long there was ongoing negotiations with the merchant, but some limitations apply to this extension. There are other features that play a great difference when determining the actual time-frames case-by-case. The bottom line is that it’s a minimum of 120 days, and in some rare cases you can make a chargeback years after the transaction date.

One other point, the time-frame above are for Visa & MC. However, Amex & Discover easily allow 6 months for any chargebacks, and make it very difficult to the cardholder when disputed after 6 months.

The cardholders bank can file a retrieval or chargeback to a merchant. The merchant is given notice and then the reply is sent back to the cardholders bank for review. The cardholders bank has 30 days to review and file if they wish to continue the case. If a merchant hears nothing further from us within 45 days from their reply, then the case, in 99% of the cases, has been dropped. We are not given any notice if the cardholders bank drops the case. We just get no further communication from them. If they wish to continue the case within 45 days, they send us the next level dispute back to us and we send the notice to the merchant. The merchant then has a chance to reply again and dispute the new level case. This can continue till the Arbitration level where both sides responses are sent to Visa/MC for their ruling and then the case is closed and finalized and we will notify you at that level, of the ruling due to the fact that we get a ruling. Only at the Arbitration level do we get a ruling thou. The merchant can always email our group or call about day 45 if they wish to check on a particular cases outcome.

As far as the dreaded chargeback ratios Risk departments will monitor cb ratio’s of over 1% and credit return ratio’s of over 5%. Depending on the business type they may move those percentages up a bit.