Talk to us and find out why & how for the first time your processor can tell you

“I’m not your enemy-I’m your advocate!”

Hi,

If your business is in the area I’d like to recommend a meeting on Tuesday January 18th at 8:00AM – 9:00 AM at Clauss Recreational Center. 555 Bryn Mawr in Roselle. Meeting is on lower level. There will be a gourmet catered breakfast at no charge to you. I have been to different networking meetings and they always seem to be a bunch of salespeople trying to sell each other something. Plus the fees are very reasonable to join!

Community Business Partners http://cbpart.net/ is a group of hard working people who for the most part are business owners. The meetings are fun without being overly structured or orchestrated and many leads are passed. If you do decide to join and are accepted it will be a good decision on your part.

Let me know if you can make it!
—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net/
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/funding.html
JOHN 3:16 For God so loved the world, that he gave his only begotten Son,
that whosoever believeth in him should not perish, but have everlasting
life.
These days we are facing an economic crisis and need to prepare ourselves
more effectively for the recovery – to discover opportunities, identify
potential partners looking for opportunities, looking for a reason to hope.
Now it’s a good idea to ask: how could my product/service provide
opportunities in today’s economic climate?

I see no problem at all with USA children having Santa in their lives when they are small. My children even to this day as grown ups appreciate the fact that they were told there was a Santa out of love and as they got older and realized we were continuing the Santa thing never felt “betrayed.” I actually feel sorry for believers who are so paranoid about their Christianity that they obsess about Santa and similar things. If one’s Christianity is this fragile there are deeper problems. When you think about it if you tell the kids that Santa brings the gifts you are unselfishly giving gifts to your kids that you can take no credit for.. If you teach them there is no Santa they are going to feel isolated from their friends and their friends will think they are strange. To quote our pastor “if people think you are weird who wants to be like you?” In other words its hard to witness to folks who have no desire to be like you. When my oldest daughter was a little girl one adult told her there was no Santa because this adult was too selfish to give Santa the credit for the gift. That really upset me so that year I began dressing like Santa and have done it every year for the last 28 years. In our family Santa brings the gifts just before Christmas dinner. Also everyone still gets Christmas stockings even my 41 year old son! With kids and grandkids that’s 15 stockings now plus one for the dog! Its also a witnessing opportunity as each “child” gets a book that deals with Christianity and believing. In past years have given Tony Dungy & Joe Gibbs books to appeal to the guys and similar for the girls also children s Bibles and this year “The Real George Washington” This year the question of why I still did Santa came up so I searched though a box of old papers and found the original letter Santa wrote to my little girl 28 years ago. When I realized I had found it my hands trembled as I opened the envelope! I read it Christmas Day and broke down crying so one of my daughters finished it but all eyes and ears were glued to us. Attached please find Santa picture, original Santa letter and the verses I read before Christmas Dinner.

Hi,

If your business is in the area I’d like to recommend a meeting on Tuesday November 16th 8:00AM – 9:00 AM at Clauss Recreational Center. 555 Bryn Mawr in Roselle. Meeting is on lower level. There will be a gourmet catered breakfast at no charge to you. I have been to different networking meetings and they always seem to be a bunch of salespeople trying to sell each other something. Plus the “franchise” type organizations have very high fees.

Community Business Partners http://cbpart.net/ is a group of hard working people who for the most part are business owners. The meetings are fun without being overly structured or orchestrated and many leads are passed. If you do decide to join and are accepted it will be a good decision on your part.

Let me know if you can make it!

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net/
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/funding.html
JOHN 3:16 For God so loved the world, that he gave his only begotten Son,
that whosoever believeth in him should not perish, but have everlasting
life.
These days we are facing an economic crisis and need to prepare ourselves
more effectively for the recovery – to discover opportunities, identify
potential partners looking for opportunities, looking for a reason to hope.
Now it’s a good idea to ask: how could my product/service provide
opportunities in today’s economic climate?

States, DOJ Reach Agreement with Credit Card Networks over Anti-Competitive Merchant Restraints

Consent decree encourages competition, benefits merchants and customers

AUSTIN – The State of Texas, six other states and the U.S. Department of Justice today resolved a lengthy antitrust investigation into the anti-steering and non-discrimination rules of MasterCard International and Visa Inc. Under a federal consent decree filed today in a New York federal court, the longstanding rules governing MasterCard and Visa’s relationship with merchants will be substantially altered.

State and federal authorities investigated whether MasterCard and Visa’s non-negotiable rules, policies, and practices – known as “merchant restraints” – insulated the defendants from competition. The consent decree prohibits the defendants from enforcing rules that prohibit merchants from encouraging customers to pay with a competing credit card or with cash, checks or debit cards. The consent decree also restricts rules that prohibit merchants from promoting a particular type of payment through customer discounts, rebates, or free goods and services.

Media links

Enforcement action against Mastercard, Visa, and American Express

Stipulation

Proposed Final Judgment

Rules imposed by MasterCard and Visa required that banks’ contracts with merchants contain provisions that prevented vendors from discouraging the use of a Visa or MasterCard that is subject to higher interchange fees. Interchange fees – which are sometimes called ‘swipe fees’ – are the prices that Visa and MasterCard’s network of issuing banks charge merchants for processing credit card sales. In 2009, Visa and MasterCard issuing banks received approximately $35 billion from swipe fees.

As a result, merchants who accepted credit cards were forced to charge all customers higher prices in order to cover the costs of accepting credit card transactions – especially premium credit cards that offer benefits such as airline miles or cash-back bonuses. Sellers were effectively prohibited from informing their customers about the costs associated with using a credit card. The defendants’ unlawful rules and contracts prevented merchants from encouraging buyers to use less costly forms of payment. According to antitrust investigators, customers who used food stamps, cash, checks or debit cards ended up subsidizing credit card holders and indirectly subsidizing the entire credit card industry.

Today’s consent decree prohibits the defendants from imposing any rules or agreements that restrain merchants from encouraging customers to pay with a competing credit card or with cash, checks or debit cards. Permissible practices under today’s decree include merchants’ use of discounts, rebates, or free products or services if the consumer uses a particular type of card or form of payment.

Merchants are also expressly authorized to promote a particular type of credit card or other form of payment through posted information or other communications to customers, including communicating the cost of accepting a particular form of payment. The consent judgment dictates specific re-written language for Visa’s no-discount rule and MasterCard’s non-discrimination rule.

In addition to Visa and MasterCard, state and federal authorities also filed antitrust legal action today against American Express over its anti-discrimination rule. That litigation is ongoing as American Express did not enter into today’s consent decree.

FOR OTHER ITEMS ASSOCIATED WITH ATTORNEY GENERAL ANNOUNCEMENTS, ACCESS OAG NEWS RELEASES ONLINE AT WWW.TEXASATTORNEYGENERAL.GOV.

http://medicine.arizona.edu/spotlight/learn-sarver-heart-centers-continuous-chest-compression-cpr

This test has been in the news quite a bit

http://features.pewforum.org/quiz/us-religious-knowledge/

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/funding.html
JOHN 3:16 For God so loved the world, that he gave his only begotten Son,
that whosoever believeth in him should not perish, but have everlasting
life.
These days we are facing an economic crisis and need to prepare ourselves
more effectively for the recovery – to discover opportunities, identify
potential partners looking for opportunities, looking for a reason to hope.
Now it’s a good idea to ask: how could my product/service provide
opportunities in today’s economic climate?

Hi,

Here is info on the best ACH solution that there is in my opinion. Their pricing, customer service and integration is far superior to other products on the market in my opinion.

Let me know if you want to explore.

Cheers!

Bill

Hello Bill

It was a pleasure speaking with you earlier today, thank you for your interest in EFT Canada.  Below, I have included some information regarding EFT Canada & the service we provide.

EFT Canada is a Canadian publicly listed company (TSX-V: EFT) that gives its clients the ability to electronically process debit/credit transactions in the US & Canada.  EFT Canada’s no up front fee software with free customer support and training, can facilitate all your transaction needs, including 24/7 data entry, transaction management and detailed reporting access

Using our platform, clients have the ability to electronically collect or disburse payments including bills, material payments, and payroll, in addition to many other business transactions. This method of electronic collection offers an easier, more reliable and cost-efficient alternative to paper-based collections and disbursements that puts the client in control of the entire process.

EFT Canada deals with many (different) companies/industries across the US & Canada in debiting their customer’s bank accounts for their monthly service fees/dues, while others utilize our service in crediting their employees’ bank account for their weekly, bi-weekly or monthly pay cheque (direct deposit).

I have attached an application, Power Point Presentation & overview of our EFT services for your review.

I can ballpark your costs, however our underwriting department makes the last decision.

Set up- $199.95 (one time fee)

Monthly- $ 19.95

Transaction Fee – .15 – $1 (based on company profile, monthly transaction volume, product/service, current pricing, etc)

NSF Fee – $1 – $10 (based on company profile, monthly transaction volume, product/service, current pricing, etc)

Highlights of our system

-No file fees – savings $10/file

-No charge to edit, delete, void, and hold transactions (savings of $7.50-$75)

-Full customized reporting (big savings, as banks usually charge per page)

-Unlimited training & support available (priceless!)

-Software- $0

Highlights of EFT Canada

Some simple highlights of our service/company are as follows:

1. Our company has processed in excess $1B in the past 12 months

1. Clients have the ability to enter transactions using an excel template, SFTP (text/csv file), and by simply typing transactions into our virtual terminal page;

1. EFT Canada handles all customer support, training, and file processing;

1. Clients have the ability to set dollar limits using our dual authorization functionality per user (similar to a 2 signature cheque);

1. EFT Canada complies with all FSCO and other financial institution security regulations.

1. No charge for any edits , deletes, voids, holds, push payments or reporting

1. EFT Canada is generally up to 50% less expensive then the banks

1. Received 2007 & 2008 ranking on the Profit Hot 50 for Canadian Emerging Companies

Our pricing, software & support cannot be matched by the bank.

Bill – Let me know your availability for a call next week. Once you speak with your client, please provide a few (available) dates/times. If you do not have a conference # available, let me know & I will forward one

Should you have any questions, please feel free to contact me anytime.

Thanks

Have a great day!!

Randy Waxman, COO
EFT Canada Inc. (TSX-V:EFT)
Office:  416-781-0666 x102
Fax:  416-781-3318
Toll Free:  1-800-424-8551
http://www.eftcanada.com

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/funding.html
JOHN 3:16 For God so loved the world, that he gave his only begotten Son,
that whosoever believeth in him should not perish, but have everlasting
life.
These days we are facing an economic crisis and need to prepare ourselves
more effectively for the recovery – to discover opportunities, identify
potential partners looking for opportunities, looking for a reason to hope.
Now it’s a good idea to ask: how could my product/service provide
opportunities in today’s economic climate?

Mon, Aug 30th 2010 2:50 pm EDT
By Alfred Branch Jr.

Broker-owned ticket exchange Ticket Evolution is launching its auto upload tool this week, and while company officials expect hundreds of brokers to participate, not all competing exchanges are currently supported.

StubHub and Razorgator are among the exchanges that will be supported by the Ticket Evolution auto uploader, but TicketNetwork is not in the group of exchanges where brokers will be able to quickly list inventory using the tool.

Earlier in the year, the creators of Ticket Evolution, Golden Tickets owners Ram Silverman and Steve Parry, pulled their ticket inventory from TicketNetwork following a percentage fee dispute, which led the pair, and former National Events Company executive Drew Gainor, to launch the start-up exchange. At the time of the dispute, Silverman wrote an angry email to fellow brokers blasting TicketNetwork for increasing its fee percentages, which occurred after TicketNetwork, in part, determined that Golden Tickets’ inventory was not turning over at an acceptable rate for the amount of tickets the company was posting.

Gainor told TicketNews today, August 30, that the decision not to include TicketNetwork in the auto uploader launch had nothing to do with any previous dispute, and that he hopes to add TicketNetwork within the next week or so, once some file transfer protocol (FTP) issues are sorted out.
AffiliateManager.com Affiliate Program Management Services

“I want to include TicketNetwork, and I am hoping to have them in the next update (next week),” Gainor said, adding that he intends to contact TicketNetwork this week about FTP issues. TicketNetwork made modifications to its FTP system earlier in the year to improve inbound inventory efficiency. “Ticket Evolution has no issues with TicketNetwork, and I would like to work with them whenever possible. [Founder and CEO] Don [Vaccaro] and I go back 8 years. As soon as I can get some FTP info from them they will have more frequent uploads from non-POS [point of sale] brokers.”

Gainor announced the auto uploader launch in a recent post on the company’s Web site, which includes a video of how to use it, and he told TicketNews that he expects “to have a few hundred brokers using the auto-upload tool this week,” but he did not offer a specific number. The other exchanges being supported at launch are StubHub-owned Ticket Technology, UK-based viagogo and Vivid Seats. TicketsNow is expected to be added soon.

The auto-upload tool is designed to allow brokers to list ticket inventory on multiple exchanges at once, which could mean that the company is potentially helping other exchanges fulfill faster, and possibly at the expense of Ticket Evolution. Asked whether this was a concern, Gainor said no.

“Ticket Evolution is interested more in helping brokers and the industry as a whole, which will only help the consumer experience that Ticket Network has helped raise the bar for,” he said. Brokers who invested in the company will be the first to use the product, followed by other brokers. “We would like data updated to all exchanges as much as possible to cut down on duplicate sales and unsatisfied customers. This is part of our overall goal with Ticket Evolution.”

Several companies offer similar uploader products for exchanges such as eBay and StubHub, but Gainor believes the Ticket Evolution uploader is unique.

“It appears that there really is not a solution out there to make it easier to get inventory right off to other exchanges. You still need a POS to export your inventory out of unless you manually manage your inventory in a spreadsheet, then you can continue to do that as well,” he said. “We just simplify the process of getting the data to each separate exchange, as most brokers upload to many different exchanges.”

General Dees and decorated Ranger Nate Self were guests on the Huckabee Show Saturday night. Great Faith based ministry for combat vets

http://www.faithdeployed.com/2010/07/military-ministry-to-be-featured-on-fox-news/

http://www.militaryministry.org/families/bthm-2/ptsd/