{"id":412,"date":"2013-01-10T19:05:02","date_gmt":"2013-01-11T00:05:02","guid":{"rendered":"http:\/\/blog.paymentconsulting.net\/?p=412"},"modified":"2013-01-10T19:06:16","modified_gmt":"2013-01-11T00:06:16","slug":"tired-of-unjust-prearb-decisions-by-the-cardholders-issuing-bank","status":"publish","type":"post","link":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/?p=412","title":{"rendered":"tired of unjust prearb decisions by the cardholder&#8217;s issuing bank?"},"content":{"rendered":"<p>In the last year I have noticed issuing banks replying with prearbitartion for cardholder &#8220;complaints&#8221; that a grade school kid can see is a case of the cardholder reneging on a legitimate purchase. Maybe if the complaints start going into the Fed with a cc to the issuing bank this trend can be reversed.<\/p>\n<p><strong>Report banks for frivolous chargebacks which is a violation of Federal Regulation E and Z<\/strong><\/p>\n<p><a href=\"http:\/\/www.federalreserveconsumerhelp.gov\/\">http:\/\/www.federalreserveconsumerhelp.gov\/<\/a><\/p>\n<p><a href=\"http:\/\/www.federalreserveconsumerhelp.gov\/about\/contact.cfm\">http:\/\/www.federalreserveconsumerhelp.gov\/about\/contact.cfm<\/a><\/p>\n<p><strong>More complaint info at<\/strong><\/p>\n<p><a href=\"http:\/\/www.federalreserveconsumerhelp.gov\/about\/ConsumerHelponline.pdf\">http:\/\/www.federalreserveconsumerhelp.gov\/about\/ConsumerHelponline.pdf<\/a><\/p>\n<p><strong>TSYS chargeback guidelines<\/strong><\/p>\n<p><a href=\"http:\/\/www.tsys.com\/Downloads\/upload\/TSYS-WP-DisputeChargeback.pdf\">http:\/\/www.tsys.com\/Downloads\/upload\/TSYS-WP-DisputeChargeback.pdf<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In the last year I have noticed issuing banks replying with prearbitartion for cardholder &#8220;complaints&#8221; that a grade school kid can see is a case of the cardholder reneging on a legitimate purchase. Maybe if the complaints start going into the Fed with a cc to the issuing bank this trend can be reversed. Report &hellip; <a href=\"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/?p=412\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">tired of unjust prearb decisions by the cardholder&#8217;s issuing bank?<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-412","post","type-post","status-publish","format-standard","hentry","category-news-update"],"_links":{"self":[{"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/412","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=412"}],"version-history":[{"count":3,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/412\/revisions"}],"predecessor-version":[{"id":417,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=\/wp\/v2\/posts\/412\/revisions\/417"}],"wp:attachment":[{"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=412"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=412"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=412"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}