{"id":926,"date":"2026-04-20T17:23:49","date_gmt":"2026-04-20T22:23:49","guid":{"rendered":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/?p=926"},"modified":"2026-04-20T17:23:49","modified_gmt":"2026-04-20T22:23:49","slug":"nacha-same-day-ach-first-quarter-volume-grew-23-6","status":"publish","type":"post","link":"https:\/\/www.paymentconsulting.net\/Blog\/wordpress\/?p=926","title":{"rendered":"Nacha: Same-Day ACH First-Quarter Volume Grew 23.6%"},"content":{"rendered":"
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Nacha: Same-Day ACH First-Quarter Volume Grew 23.6%<\/h1>\n

<\/i>Kevin Woodward<\/a><\/span>\u00a0<\/i>April 20, 2026<\/span>\u00a0<\/i>Automated Clearing House<\/a>,\u00a0Competitive Strategies<\/a>,\u00a0E-Commerce<\/a>,\u00a0Issuing\/Originating<\/a>,\u00a0Mobile Commerce<\/a>,\u00a0Person-to-Person Payments<\/a>,\u00a0Point-of-sale<\/a>,\u00a0Transaction Processing<\/a><\/span><\/p>\n

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The climb in same-day automated clearing house volume continues as 403 million of these payments were made in 2026\u2019s first quarter, a 23.6% increase from the same quarter a year ago.<\/p>\n

Started in 2016 for credit payments only, same-day ACH volume has steadily grown, especially with the 2017 addition of\u00a0same-day ACH debit payments<\/a><\/strong>. Total same-day ACH volume has ballooned from 13 million in 2016 to\u00a01.4 billion<\/a><\/strong>\u00a0in 2025. Same-day ACH debit payments comprised 56.6% of the total 2025 volume and credit 43.4%.<\/p>\n

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Nacha says the value of first-quarter 2026 same-day ACH was $1.1 trillion, a 22.1% increase from $897 billion a year prior.<\/p>\n

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Growth was common across major transaction types, such as business-to-business, health care, Internet, direct deposit, and peer-to-peer.<\/p>\n

Nacha says business-to-business ACH payments, with volume reaching 2.1 billion transactions in the first quarter, were up 9.4% from 1.9 billion a year ago.<\/p>\n

P2P ACH payments totaled 129.3 million in the quarter, up 18.5%, followed by Internet payments at 2.9 billion, up 5.4%. That was followed by health care at 131.1 million, up 4.9%, and direct deposit, at 2.2 billion transactions, up 1.7%.<\/p>\n

Overall, first-quarter\u00a0ACH<\/a><\/strong>\u00a0volume of 8.9 billion payments increased 4.8% from a year ago and the value of these transactions was $24.1 trillion, up 9.3%.<\/p>\n

The results show that ACH payments are eating into check use, and same-day ACH is meeting user demand for faster payments, Jane Larimer, Nacha president and chief executive, says in a statement.<\/p>\n<\/div>\n

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