Category Archives: News Update

News Update

US lawmakers seek ouster of interchange amendment

*Would affect fees merchants pay on debit card transactions

Stocks | Regulatory News | Bonds | Global Markets | Financials

* ‘Grave concerns’ the measure would harm consumers

* Banks, credit unions also lobby to defeat the measure

WASHINGTON, June 16 (Reuters) – A bipartisan group of 131 lawmakers from the U.S. House of Representatives on Wednesday called for elimination of a financial reform amendment that seeks to reduce the interchange fees merchants pay on debit card transactions.

In a letter to the bipartisan House-Senate conference committee working to finalize regulatory legislation, 71 Democrats and 60 Republicans expressed “grave concerns” that the measure would harm consumers, community banks and credit unions if adopted as law.

“We strongly urge members of the conference committee and the leadership of our respective parties to object to the Senate language on interchange fees in the final conference report,” said the letter, released by Democratic Representative Debbie Wasserman Schultz of Florida and Republican Kenny Marchant of Texas.

The letter coincides with an intensive lobbying effort by banks and credit unions to defeat the measure, which would reduce interchange fees that currently produce billions of dollars in revenues for financial institutions.

The amendment would require the Federal Reserve to set interchange fees according to underlying costs. Critics of the current unregulated system say card networks such as Visa Inc (V.N) and MasterCard Inc (MA.N) impose artificially high interchange fees, forcing merchants to raise prices or face losing profits.

Visa and MasterCard, which control 80 percent of worldwide electronic transactions, pass interchange fee revenue on to card-issuing banks within their networks.

Authored by Sen. Richard Durbin, an Illinois Democrat, the amendment was adopted as part of the Senate financial reform bill. A conference committee of 43 Democrats and Republicans is now working to merge the Senate language and a House bill into final legislation that can be signed into law by President Barack Obama.

But the final bill must first be approved by both the House and Senate, and industry lobbyists hope to persuade conferees that the legislation could run into trouble if it contained the amendment.

The amendment is expected to come before the conference committee for resolution next week.

Lawmakers warned in their letter that the amendment’s adoption could raise costs for banking products and credit cards and a loss of protection against fraud and identity theft.

The amendment exempts most banks and credit unions by targeting only institutions with $10 billion or more in assets. But smaller institutions have joined the lobbying fray anyway, fearing they could suffer knock-on effects if large banks suddenly lost major revenues. (Reporting by David Morgan, editing by Matthew Lewis)

News Update

Victors in Senate Interchange Skirmish Take Battle to the House

(May 25, 2010) Fresh from their Senate victory May 13, proponents of interchange regulation on Tuesday urged U.S. House of Representatives leaders to adopt the so-called Durbin amendment that could limit debit card interchange and overturn some bank card network rules in order to make it easier for merchants to discount for other payment types and set minimum transaction amounts for credit card transactions.

At a bipartisan news conference, U.S. Rep. Peter Welch, D-Vt., called on House Speaker Nancy Pelosi and House Minority Leader John Boehner to add the amendment from U.S. Sen. Richard Durbin, D-Ill., to the House version of the Senate’s Financial Regulatory Reform Bill as the two chambers reconcile their differences on major financial-industry reform. The Senate attached the measure to its version of the reform bill on a 64-33 vote that drew a surprising number of Republican supporters (Digital Transactions News, May 14).

As in the Senate, interchange-regulation proponents cast Wall Street banks and the bank card networks as bad guys to be reined in by the reform bill. “Just as Goldman Sachs and other Wall Street banks plunged the economy into recession with some of their reckless practices, Visa and MasterCard and the credit card industry have been ripping off small businesses for years,” said Welch, a notable partisan in the interchange fight because he sponsored a bill that would have overturned a number network rules in order to give merchants more control over their payment card expenses (Digital Transactions News, Oct. 8, 2009).

Added U.S. Rep. Keith Ellison, D-Minn., a member of the House Financial Services Committee: “Big banks and credit card companies have had their day in the sun, and today, now we’re calling on our Congress to help the consumer and small businesses to get their day in the sun because they are the engine of our economy.”

Indeed, the interchange fight is taking on more overtones of small versus big business, a dichotomy that can overcome partisan political divisions. “The big get bigger while the small get smaller,” said U.S. Rep. Walter B. Jones, R-N.C. “There are other Republicans that would support this bill, in my humble opinion, because it’s the right thing to do for the American people.”

The chairman of the House Financial Services Committee, U.S. Rep. Barney Frank, D-Mass., earlier indicated he didn’t want to address the interchange issue in 2010, but his colleagues want him to reconsider. Welch said he’s already met with Frank, and that he plans to meet more House leaders. “We’ll be doing lobbying,” he said in response to a reporter’s question about his strategy to get the Durbin amendment included in the final version of the reform bill. “We’re going to be asking our merchants who are in Red states and in Blue states to contact their members [of Congress] and let them know this really means a lot to them. This affects every small business in America.”

The reality, however, is that while small businesses are the sympathetic public face of the interchange battle, card-industry sources say national big-box retailers are lobbying hard for the Durbin amendment because of the potential savings in card-acceptance costs it might bring. Their pressure reportedly helped bring in some Republican votes for Durbin’s measure.

Meanwhile, merchant acquirers are trying to figure out how to make the back-office changes necessary to implement Durbin’s provisions should they become law. The measure would exempt from possible regulation the interchange income of financial-institutions with $10 billion or less in assets—a group Durbin said includes 99% of banks and credit unions. The amendment instructs the Federal Reserve to assess what would be “reasonable and proportional” debit card interchange based on the processing costs incurred. That means there could be one set of interchange rates for a few large debit card issuers and another set for all the others—on top of existing rates based on transaction volume and merchant type.

“I think this is a flawed piece of legislation,” Paul R. Garcia, chairman and chief executive officer of the big acquirer Global Payments Inc., tells Digital Transactions News. “We’d have to totally reprogram.”

In an e-mailed statement to Digital Transactions News, Visa Inc. said, “The Durbin amendment would in effect impose price controls, allowing merchants to shift their costs for accepting debit cards onto the backs of consumers, while merchants continue to receive the value of electronic payments—including faster check-outs, ticket lift, increased security, and guaranteed payment. We believe this is unfair.”

“The amendment also could leave consumers with less choice and higher costs,” Visa said. “This could include an increase in costs for checking accounts and online banking fees or a reduction of debit card benefits like zero-liability protection and rewards. Those who rely on prepaid cards for government disbursements, such as child support, could be particularly hard hit.”

In another interchange development, Welch’s home state of Vermont last week approved what apparently is the nation’s first interchange-regulation law on the state level.

News Update

Our Founding Fathers “Understanding the Constitution”

1 Comment

Hi,

David Gibbs Jr & David Gibbs III have written a tremendous book “understanding the constitution” http://www.christianlaw.org/cla/index.php/resources/
that tells the real facts about the writing of the declaration of independence, constitution and bill of rights. It’s a factual book written without prejudice that reveals a lot of forgotten history.

Some highlights are
-when it seemed that the first constitutional congress was about to fall apart because of disagreements by the representatives of the 13 colonies Benjamin Franklin often thought to be a deist gave a speech asking the members to invoke prayer because prayer had always worked for them during the revolutionary war. In a turnaround said to be miraculous by George Washington the representatives were suddenly able to compromise and forge the constitution.
-many of the founding fathers recognized that something great was taking place.They were pursuing something that had never been done in human history, They were creating a document that would provide self government and freedom. No kings. no dictators.
-our government was formed with careful checks and balances through the three separate divisions of executive, legislative and judicial branches.
-preachers were expected to instruct their congregations in theology and politics so that our nation would follow virtue as its guiding force.
-we need to realize that revisionist history in the 1930’s changed many facts and that the phrase “separation of Church and state” does not appear in the Constitution. Those words were 1st uttered by Supreme Judge Hugo Black a former Klansman while he was issuing a comment on Catholic School busing. Judge Black hated Christians even more than Afro Americans & Jews.

This book is a must read for anyone interested in why our nation was formed in comparison with were its been heading the last several decades. It would also be great curriculum for upper grade schools. Most of the facts and history in this book were buried by revisionist history in the 1930’s.
—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

Guard your identity-beware of websites offering free sample and you pay shipping/how to tell a phony blog

Of course most sites that rebill your credit card every month are honest but things to watch out for!

Bill

The Acai Berry Rebill Scam
19 Apr || by Will Brink
Posted in General Brinkzone Stuff, General Health, General fitness info
Don’t Fall For The Acai Berry Rebill Scam

Scams come and go in the supplement industry, and while apparently this one has been going on a while, it’s a big one. Acai Berry a berry from South America, which like all “miracle foods” before it, promises to cure pretty much everything, is right at the heart of a scam which has cost the US public millions of dollars and a lot of frustration.

Acai is sold for everything from weight loss, muscle building, and anti aging, to a cure for cancer.

Minus of course a drop of real science to support the claims and marketed as “the world’s No. 1 super-food” and other BS … Interestingly, this scam has two faces, one the product itself, the other, the real biggie, the way it’s billed. Par for the course with such products, the marketing hype far surpasses the science.

Let’s talk about the billing scam first.

Although not only associated with Acai products, this scam seems to have gone hand in hand with Acai products presumably because people are so desperate to lose weight they will buy into anything that looks like it’s got the edge.

The scam often goes like this:

You click on some tantalizing advert somewhere and find a web site offering a free bottle of product or a website showing you where you can get a free bottle of the supplements.

Generally speaking you initially end up on a fake blog, you can spot them a mile away , they tend to be called something like “Janets-weightlossblog.com” ( I made that up , no idea if it exists) .

The blog / website shows faked testimonials, and before and after photos of “Janet” which have clearly been edited with software like Adobe Photo Shop, Janet , by the way , doesn’t exist, never did, Janet is typically just a stock photo grabbed from the internet, the name a figment of the scammers imagination.

“Janet” then goes on to explain how she tried everything, blah blah, and how she set up the website just to “help” people out like her, she then goes on to explain how she used this amazing product and how you can get a bottle for free and also lose 30lbs in 30 days.

The websites often show Youtube videos of Oprah or a major news outlet, supposedly correlating the ridiculous claims about the product. Fortunately for the scammers I guess nobody actually clicks and plays the videos because they tend to have absolutely nothing to do with the claims being made by the website promoting the product.

In fact it would seem Oprah and other celebrities are trying to sue the firms promoting Acai using their images or suggesting they support their ludicrous claims.

Back to the fake blogs.

The person who set this fake blog/website up then gets paid by the advertiser everytime somebody takes out the free trial. (Note, I’ve also actually seen them setup fake newspaper websites as well as blogs, these guys are pretty tricky).

You’re probably thinking , how can they get paid if the product’s being given away for free, read on my friends….

It’s only “FREE” on the surface, it’s actually anything but FREE.

Here’s the nasty part of the Acai Berry rebill scam.

They charge a “nominal fee for shipping and handling”, like $5, this has little to do with the handling and everything to do with getting your credit card details.

What follows then are unauthorized credit card charges – some up to $80 per month – that can’t be stopped.

This has happened all over the ‘net, and people have had to cancel their credit cards to get it to stop. Sure, some companies have gotten nailed for this, but many still get away with it. For example, according to an ABC News Report:

“FWM Labs, based in Hollywood, Fla., maintained a Web site promoting acai capsules. The site offered a “free” sample for a nominal fee for shipping and handling.

What followed, authorities say, were unauthorized $80 monthly credit card charges that couldn’t be stopped.

WPLG, ABC’s Miami affiliate, tried to talk with the company in person — and was referred to the company’s attorneys.

Alleged victims said they had to cancel their credit cards to get charges to stop. FWM finally agreed to pay $200,000 in penalties, refund millions to customers and stop its allegedly misleading marketing.”

The Take Home Lesson on the Rebill Saga..

Lesson here folks, nothing of this nature is truly free, so if you see one of these fake blogs or fake newspaper sites offering free product that you just have to give your credit card info to cover shipping and handling fees – be it an acai product or other – be wary.

There’s nothing wrong with paying monthly for legit supplements, or a wine club or indeed a myriad of other things but if you end up at one of these fake blogs then run a mile, “Janet” never existed, your card will be rebilled for huge amounts each month, you won’t be able to contact the company , they won’t take your calls, the only option will be to cancel your card.

I should note that these guys running the Acai Berry rebill scam also rebadge Acai Berry for numerous uses, weight loss, colon cleanse, muscle building, there’s even some running for penis enlargement and confidence boosters. Beware , these guys come in many forms, but the websites are pretty easy to suss out.

So what of acai itself? Yes, it’s a berry – like many others – loaded with anti oxidants, and like many such fruits, may have some potential health benefits. It has no real weight loss effects, will not cure cancer, will not improve your libido, etc.

Food scientist in the U.S., at Texas A&M University, Dr. Steve Talcott sums it up well in the ABC News report

“It’s not a miracle berry, unfortunately. It is superior in antioxidants; it does have a very high antioxidant capacity. There is some really unique chemistry to the fruit. But it’s not a drug. It’s not a miracle, cure-all fruit. I mean this is a dietary component. The recommendation is to incorporate these fruits into our diet, but don’t use them as drugs.”

Brink Bottom Line: Acai – like most “super foods” that make ridiculous promises not supported by the science, are usually sold via multi level marketing companies (MLM) and or fly by night ‘net based companies, and my faith in both is non existent. Acai, like most dark fruits, berries, etc is high in anti oxidants, and perfectly healthy as part of an overall nutrition and exercise plan, but don’t get swept up in the marketing hype, and what ever you do, don’t fall for the re bill scam by giving out your credit card info for a “free” bottle of product.

If somebody you trust doesn’t recommend it and it’s asking for your card details and you found it from some scammy looking blog, then my advice – run a mile in the opposite direction.

If you find any links to these fake blogs then let me know, we will out them.

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

A Google Checkout Glitch Raises Doubts About Alternative Payments

one more reason not to use Google checkout or PayPal

A Google Checkout Glitch Raises Doubts About Alternative Payments

(September 15, 2009) Google Inc. has apparently fixed a weeks-old problem with its Google Checkout online-payments system that prevented merchants from processing recurring transactions, such as subscription fees. While Google says the little-publicized glitch affected only a small number of merchants, other observers say this and outages experienced by other alternative payment services—such as PayPal Inc.—raise questions about their reliability in comparison to traditional card processors.

The fix for Google Checkout apparently went live Tuesday morning, according to an online forum hosted by the payment service. The forum displays posts from merchants reporting the issue dating back to Aug. 17. In response to questions from Digital Transactions News, a Google spokesperson would not disclose how many merchants were affected by the outage. “I can say it’s a small number,” she says in an e-mail message.

The problem affected what the spokesperson calls “Google-handled” recurring payments, or those that have been set up by the merchant to be processed automatically, for example, on a monthly basis. So-called merchant-handled payments, or those the merchant manually enters each time they recur, were not affected, the spokesperson says. She did not address questions regarding the cause of the glitch or why it took so long for Google engineers to fix it. Nor, apparently, can affected merchants get answers from Google’s automated service feature. “I’ve heard nothing from Google,” Katie Braband, sales director at Datto Inc., a Wilton, Conn.-based company that markets data-backup services through resellers, tells Digital Transactions News. Her travails, along with the first account of the problem with Google Checkout’s recurring-payments service, came to light last week in a story posted by Cnet, a high-tech information service.

This is the second time in as many months that a service outage has caused problems for merchants using online payments services offered by so-called alternative players. Early in August, the failure of an unidentified piece of network hardware at PayPal interfered for several hours with the ability to send or receive payments worldwide (Digital Transactions News, Aug. 4). The glitch at Google Checkout also comes as the payments service is looking to extend itself into promising new markets, such as micropayments (Digital Transactions News, Sept. 10).

“This obviously hurts Google’s credibility as a payment provider, and strengthens the claim of established companies like CyberSource, RBS WorldPay, Chase Paymentech, First Data, and others that small merchants should pay the extra money to go with them, because part of what you are buying with that money is reliability and customer service,” says Aaron McPherson, practice director for financial services at IDC Financial Insights, a Framingham, Mass.-based consulting firm, in an e-mail message. Google Checkout’s rates for payment processing were notably lower than for services like PayPal’s until this spring, when the service increased its pricing and did away with a long-standing policy of offering free processing to users of Google’s Adwords service.

Braband, who says Datto first noticed on Sept. 2 that its subscription fees weren’t processing, would not say how much these amounts come to on average. “We’re talking about substantial payments each month,” she says. She says a reserve requirement Google Checkout had imposed on the company had already spurred it to develop an in-house payments gateway, which it plans to begin using by the end of the month. The recurring-payments glitch, she says, was “icing on the cake” for Datto in making up its mind to move away from Google Checkout.

Recurring payments are a relatively new service for 3-year-old Checkout, which introduced the feature only in March as a “beta” product, says the Google spokesperson. But the service may not have received the same engineering resources as other Google products. “Payments is not a core business for Google, and does not appear to get the same level of attention as some of the other services,” McPherson notes.

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

New MasterCard and Discover Processing Requirements

1 Comment

Authorize.Net
Merchant Login

April 7, 2010

Related Links

Partial Authorization FAQs
Merchant Interface

New MasterCard and Discover Processing Requirements

Your Payment Gateway ID is: 327342
Dear Authorize.Net Merchant:

MasterCard and Discover are modifying their rules concerning the processing of debit, prepaid and gift cards. This e-mail includes important information about the new requirements and the timelines regarding Authorize.Net’s support of the requirements, so please read it thoroughly.

MasterCard’s rule changes go into effect May 1, 2010, and Discover’s rule changes go into effect April 16, 2010. However, Authorize.Net, MasterCard and Discover have worked together to extend these dates for all merchants using Authorize.Net solutions. Our merchants will now have until June 30, 2011, to implement support for the requirements within their systems.

What are the requirements?
MasterCard and Discover are requiring that all merchants support the following:
+ Balance response transactions — For prepaid and gift cards, once the card has been used, the remaining account balance will be transmitted along with the authorization response. The remaining balance must be printed on the customer receipt, displayed on the Web page or point-of-sale terminal, or both.
+ Partial authorization transactions — When a customer’s transaction amount exceeds the balance available on their debit, prepaid or gift card, instead of declining the transaction, a partial authorization for the amount available to the customer will be returned. This will allow the customer to pay for the remaining amount with another form of payment. This is called a split-tender transaction.
+ Authorization reversals — An authorization reversal is a real-time transaction initiated when the customer decides that they do not want to proceed with the transaction, or if the merchant cannot complete the transaction for any reason. Authorization reversals free up the customer’s available balance on their debit, prepaid or gift card.

What steps is Authorize.Net taking to support these requirements?
Authorize.Net will be updating our systems over the coming months to support the requirements, but will be dependent on each processor’s readiness. For a table of when we anticipate we will support the requirements with each processor, please visit http://www.authorize.net/support/pafaqs/#when.

What do I need to do to support the requirements?
The steps that you will need to take to support the requirements depend on how you connect to the payment gateway. For example, if you connect using a shopping cart, point-of-sale device, or other solution, you will need to contact your solution provider to confirm that they will be supporting the requirements. If you connect using a direct integration, you should contact your Web developer for assistance. Please direct your Web developer to http://www.authorize.net/support/pafaqs/#do for information on the changes they will need to make.

Do I have to support the requirements?
MasterCard and Discover are requiring all merchants to support the requirements with the exception of merchants that exclusively process transactions via batch uploads, mail order/telephone order (MOTO), or recurring payment transactions. Your Merchant Service Provider (MSP) is ultimately responsible for determining if the requirements apply to your business, so please contact them for assistance in determining if your company is exempt.

Once again, these requirements will not be enforced for Authorize.Net merchants until June 30, 2011. However, we wanted to bring them to your attention now so that you have plenty of time to plan for their implementation.

For more information on the requirements, including how they affect our value-adding services, please visit our FAQ page at http://www.authorize.net/support/pafaqs/.

Thank you for your attention to these important changes and for being an Authorize.Net merchant.

Sincerely,
Authorize.Net

News Update

An alternative to full body scanners-It’s got my vote!

Here’s a solution to all the controversy over full-body scanners at the
airports. Have a booth that you can step into that will not X-ray you, but
will detonate any explosive device you may have on you.

It would be a win-win for everyone, and there would be none of this crap
about racial profiling. This method would eliminate a long and expensive
trial. Justice would be quick and swift. Case closed!

This is so simple that it’s brilliant. I can see it now: you’re in the
airport terminal and you hear a muffled explosion. Shortly thereafter an
announcement comes over the PA system: “Attention standby passengers we
now have a seat available on flight number…”

News Update

Best way to donate to Haiti Update on Haiti-Ministry praised by Haitian government, Red Cross, etc

Update from Mark & Robyn Rose 2/20/10

Dear Brothers and Sisters in Christ,

Two weeks ago I sent a letter explaining how Robyn and I have delayed our furlough in order to help out in Haiti after the earthquake struck there January 12, 2010. We arrived in Gonthiers, Haiti on February 1 and set up a base camp at the CAD Orphanage. We have erected tents for 250 orphans who began arriving last week and adding to the 60 orphans already living at our base. Now we are in a race against time as oncoming spring rains and monsoon flooding threaten to spread typhoid, cholera, and malaria throughout the Capital region.

Our team of 9 arrived at the orphanage, put up our tents, and began setting up tent shelters for the 250 orphans scheduled to relocate from Port au Prince to our location within days. The challenge was huge with no permanent water source, no bathroom or shower facilities, and not even a sink to wash dishes. The CAD orphanage in Gonthiers was home to about 30 boys. There were two other female orphanages operated by the CAD near Port au Prince that were destroyed by the earthquake killing several of the children and staff. Survivors from those two orphanages were relocated in mid-January to the male orphanage at our location. The orphanage in Gonthiers was already inadequate for the boys but now the problems were tripled with the arrival of the girls. So, our team went to work creating tents for the girls as well as shelters for the 250 children soon to arrive.

The photo at left shows a Haitian tent city. This is one of the thousands that sprung up after the earthquake. These tent cities will become death traps when the spring rains arrive next month because there is was no site prep done to allow for water, bathrooms, sanitation, or security. Families and children are exposed to the hot tropical sun, mosquitoes, and disease.
Our work was praised and recognized by the UN, Red Cross, and other international organizations last week as one of the best prepared sites due to the extensive drainage and hard work our team put in to preparing the tent city. Now the Haitian government and other organizations want to begin relocating thousands of Haitians from the capital to our

Above-You can see the drainage ditches we built that surround each tent at the CAD orphanage. We erected enough tents to house 250 orphans inside the walled compound.

Above-These are the tents where our team is living inside the CAD orphanage compound.

Above-Alex Vise of Volusia County Baptist Church, Orange City, FL, Pastor Jon Reynolds, is shown here with orphans at the CAD Orphanage in Gonthiers, Haiti where our team is based.

area due to the excellent conditions we have created and the fact that Gonthiers is about 20 miles form the epicenter where the earthquake struck. So, there is much work that needs to be done by our team over the next three weeks.

The most important task and challenge we face is to drill a well and create a permanent water source for the orphans and Haitians moving in to our tent city. We ask you to pray with us for the funds to drill this well ($5500)Second is to install showers, kitchen sinks, and expand the kitchen facilities. But most incredible is how God has given us a unique and dynamic platform from which to share the truths of the Gospel of Jesus Christ with the Creole speaking Haitian people. Robyn has dusted off her French and our translators are helping share the message of hope through Jesus Christ. We never dreamed that our furlough time would become a new episode of missionary work to a new people group. But rest assured that our work in Tajikistan will continue after our furlough is complete later this year.

I just want to ask you to pray with us for this effort. What you need to know is that the Haitian race is in danger of being destroyed if shelters are not provided for the 1.2 million people left homeless in and around Port au Prince. This is very serious and we cannot turn our backs on the Haitian people because our calling is to countries of the former Soviet Union.

To see lots of photos of our base camp, the orphans, the destruction the earthquake caused, and to learn more, follow this link to our ministry Facebook page:

http://www.facebook.com/pages/manage/?act=36516325#!/pages/Haiti-Relief-Ministry-Project/269129028225

We are on Facebook so send us a “Friend Request” if you want to follow us this way. Thank you so much for supporting our work, for your prayers and donations.

Sincerely,

Mark and Robyn Rose

Missionaries to the former Soviet Union

Many thanks to the team that came with us to pioneer the work we are doing by God’s Grace through your prayers and offerings:

Mark Sutherland Bill Perry Dave Douglas Ryan Garabrandt, RN

Mike Ellis Alex Vise Mark Rose Mary Petrie, LPN

Marty West Bob Forrest Robyn Rose Russell Maroni, Xray
Russia Inland Mission is a non-profit 501(c)3 Christian Mission supported by local Churches

News Update

CAN’T FIND A TELEPHONE LINE NEARBY? – SOLUTIONS NEBO CORDLESS

Hi,

I have tested this new technology and it works fantastic. Literally takes just a few seconds to hook up and your current dialup terminal becomes a wireless terminal with full encryption for safety. You just plug in one piece into your phone jack and power supply and the other piece into your cc terminal and power supply. It’s that easy! I tested it all over my building through walls and different floors and it worked great. The wireless technology it uses is rated for 1,000 feet but figure 300 feet to be safe. Best of all its only $99 for each kit!

If you can use one or know of someone who could use one give me a call.

Cheers!

Bill

nebo last slide.gif

Reliable Nebo Cordless Link for Your Terminals at an Affordable Price

Have you run into a situation where the telephone line is not near where you would like to put your terminal?

Solution:

1) Move telephone line, costly and timely.

2) Use Nebo Cordless Link

Nebo Cordless Link for Credit Card Terminals is a solution that allows a merchant to locate their terminal any place in their store. The location of a telephone line (jack) is not an issue.

This makes the terminal easy to move or relocate at any time.

FAQ:

1. What can this do?

This device will enable a user to put a terminal up to 300 ft away from a phone jack

2. Would it work for my old terminal?

Yes. It will work for any dialup terminals, even a Tranz 330

3. What is the limitation?

This device is only good for dialup terminals. You only need electric power at the point where you use your terminal.

4. Would it work with my processor?

It will work with any processor.

5. Would using this increase the operating cost?

Not a penny.

6. How reliable is this product?

Cordless technology never drops a line as long as it is in use.

7. Do we need PCI certification?

Similar to Wi-Fi, you need to use a certified terminal.

8. Do I have to change the download program or will it affect the software performance?

NO changes are necessary.

9. How much will this cost?

Only $99 per device, compared to wiring and installing a phone jack in another location of your store or building.

10. Is the product proven?

Tens of thousands of these units are in use today by other companies across the country. Pitney Bowes has used this with their postage meters for more than three years for credit card processing.

Nebo Cordless Link for Credit Card Terminals, which is available today at the price of $99 per unit, offers any terminal user the capability to move around for up 300 ft away from its phone jack. It will work for any dialup POS or credit card terminal and will work with any processor. It does not have any software to be installed. You do not need to change any settings or the download program. Just connect and it would work. The total setup time is less than 1 minute, guaranteed.

To order, please click

here

or call 847-381-3482.

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Nebo’s Cordless Link/Wireless Solution: Easy Setup / No Installation

Uses cordless phone technology to instantly turn any Credit Card Reader into a fixed wireless solution for distances up to 300 feet

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User Manual

Cordless Link for Credit Card Terminals

1. Connect the Nebo Remote Unit to the remote power adapter and to the telephone jack on your credit card reader/vending machine/ATM/slot machine.

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2. Connect the Nebo Base Unit to your analog phone line* using the LINE jack. Plug in the base power adapter provided. (Optional) Connect your telephone to Nebo using the TEL jack.

An analog line is used with most fax machines, credit card readers and modems. A digital line may damage the Nebo system. When in doubt, ask the person responsible for your phone service.

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3. Setup is now complete. No download is needed. Simply start to use credit card reader as usual. The Cordless (Wireless) Link will work.

www.nebowireless.com

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

if you have an iPhone 3G or 3GS I can offer you a free credit card swiper

Hi,

You can transform your iPhone into a secure payment portal. As far as security it uses complete end to end encryption (better than competitors’ SSL only) This is not a cheap add on but a fully functional device manufactured by Verifone one of the most trusted names in the industry. There are small setup/monthly/transaction fees but considerably less than regular wireless cc terminals.

This is a personal offer available to my clients. For product testimonial feel free to call Jessica Church at Ticket One 781-762-8088.

See the unit at http://paywaremobile.com/media/3935/merchant_literature.pdf than call me for details.

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?