News Update

New MasterCard and Discover Processing Requirements

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Authorize.Net
Merchant Login

April 7, 2010

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Merchant Interface

New MasterCard and Discover Processing Requirements

Your Payment Gateway ID is: 327342
Dear Authorize.Net Merchant:

MasterCard and Discover are modifying their rules concerning the processing of debit, prepaid and gift cards. This e-mail includes important information about the new requirements and the timelines regarding Authorize.Net’s support of the requirements, so please read it thoroughly.

MasterCard’s rule changes go into effect May 1, 2010, and Discover’s rule changes go into effect April 16, 2010. However, Authorize.Net, MasterCard and Discover have worked together to extend these dates for all merchants using Authorize.Net solutions. Our merchants will now have until June 30, 2011, to implement support for the requirements within their systems.

What are the requirements?
MasterCard and Discover are requiring that all merchants support the following:
+ Balance response transactions — For prepaid and gift cards, once the card has been used, the remaining account balance will be transmitted along with the authorization response. The remaining balance must be printed on the customer receipt, displayed on the Web page or point-of-sale terminal, or both.
+ Partial authorization transactions — When a customer’s transaction amount exceeds the balance available on their debit, prepaid or gift card, instead of declining the transaction, a partial authorization for the amount available to the customer will be returned. This will allow the customer to pay for the remaining amount with another form of payment. This is called a split-tender transaction.
+ Authorization reversals — An authorization reversal is a real-time transaction initiated when the customer decides that they do not want to proceed with the transaction, or if the merchant cannot complete the transaction for any reason. Authorization reversals free up the customer’s available balance on their debit, prepaid or gift card.

What steps is Authorize.Net taking to support these requirements?
Authorize.Net will be updating our systems over the coming months to support the requirements, but will be dependent on each processor’s readiness. For a table of when we anticipate we will support the requirements with each processor, please visit http://www.authorize.net/support/pafaqs/#when.

What do I need to do to support the requirements?
The steps that you will need to take to support the requirements depend on how you connect to the payment gateway. For example, if you connect using a shopping cart, point-of-sale device, or other solution, you will need to contact your solution provider to confirm that they will be supporting the requirements. If you connect using a direct integration, you should contact your Web developer for assistance. Please direct your Web developer to http://www.authorize.net/support/pafaqs/#do for information on the changes they will need to make.

Do I have to support the requirements?
MasterCard and Discover are requiring all merchants to support the requirements with the exception of merchants that exclusively process transactions via batch uploads, mail order/telephone order (MOTO), or recurring payment transactions. Your Merchant Service Provider (MSP) is ultimately responsible for determining if the requirements apply to your business, so please contact them for assistance in determining if your company is exempt.

Once again, these requirements will not be enforced for Authorize.Net merchants until June 30, 2011. However, we wanted to bring them to your attention now so that you have plenty of time to plan for their implementation.

For more information on the requirements, including how they affect our value-adding services, please visit our FAQ page at http://www.authorize.net/support/pafaqs/.

Thank you for your attention to these important changes and for being an Authorize.Net merchant.

Sincerely,
Authorize.Net

News Update

An alternative to full body scanners-It’s got my vote!

Here’s a solution to all the controversy over full-body scanners at the
airports. Have a booth that you can step into that will not X-ray you, but
will detonate any explosive device you may have on you.

It would be a win-win for everyone, and there would be none of this crap
about racial profiling. This method would eliminate a long and expensive
trial. Justice would be quick and swift. Case closed!

This is so simple that it’s brilliant. I can see it now: you’re in the
airport terminal and you hear a muffled explosion. Shortly thereafter an
announcement comes over the PA system: “Attention standby passengers we
now have a seat available on flight number…”

News Update

Best way to donate to Haiti Update on Haiti-Ministry praised by Haitian government, Red Cross, etc

Update from Mark & Robyn Rose 2/20/10

Dear Brothers and Sisters in Christ,

Two weeks ago I sent a letter explaining how Robyn and I have delayed our furlough in order to help out in Haiti after the earthquake struck there January 12, 2010. We arrived in Gonthiers, Haiti on February 1 and set up a base camp at the CAD Orphanage. We have erected tents for 250 orphans who began arriving last week and adding to the 60 orphans already living at our base. Now we are in a race against time as oncoming spring rains and monsoon flooding threaten to spread typhoid, cholera, and malaria throughout the Capital region.

Our team of 9 arrived at the orphanage, put up our tents, and began setting up tent shelters for the 250 orphans scheduled to relocate from Port au Prince to our location within days. The challenge was huge with no permanent water source, no bathroom or shower facilities, and not even a sink to wash dishes. The CAD orphanage in Gonthiers was home to about 30 boys. There were two other female orphanages operated by the CAD near Port au Prince that were destroyed by the earthquake killing several of the children and staff. Survivors from those two orphanages were relocated in mid-January to the male orphanage at our location. The orphanage in Gonthiers was already inadequate for the boys but now the problems were tripled with the arrival of the girls. So, our team went to work creating tents for the girls as well as shelters for the 250 children soon to arrive.

The photo at left shows a Haitian tent city. This is one of the thousands that sprung up after the earthquake. These tent cities will become death traps when the spring rains arrive next month because there is was no site prep done to allow for water, bathrooms, sanitation, or security. Families and children are exposed to the hot tropical sun, mosquitoes, and disease.
Our work was praised and recognized by the UN, Red Cross, and other international organizations last week as one of the best prepared sites due to the extensive drainage and hard work our team put in to preparing the tent city. Now the Haitian government and other organizations want to begin relocating thousands of Haitians from the capital to our

Above-You can see the drainage ditches we built that surround each tent at the CAD orphanage. We erected enough tents to house 250 orphans inside the walled compound.

Above-These are the tents where our team is living inside the CAD orphanage compound.

Above-Alex Vise of Volusia County Baptist Church, Orange City, FL, Pastor Jon Reynolds, is shown here with orphans at the CAD Orphanage in Gonthiers, Haiti where our team is based.

area due to the excellent conditions we have created and the fact that Gonthiers is about 20 miles form the epicenter where the earthquake struck. So, there is much work that needs to be done by our team over the next three weeks.

The most important task and challenge we face is to drill a well and create a permanent water source for the orphans and Haitians moving in to our tent city. We ask you to pray with us for the funds to drill this well ($5500)Second is to install showers, kitchen sinks, and expand the kitchen facilities. But most incredible is how God has given us a unique and dynamic platform from which to share the truths of the Gospel of Jesus Christ with the Creole speaking Haitian people. Robyn has dusted off her French and our translators are helping share the message of hope through Jesus Christ. We never dreamed that our furlough time would become a new episode of missionary work to a new people group. But rest assured that our work in Tajikistan will continue after our furlough is complete later this year.

I just want to ask you to pray with us for this effort. What you need to know is that the Haitian race is in danger of being destroyed if shelters are not provided for the 1.2 million people left homeless in and around Port au Prince. This is very serious and we cannot turn our backs on the Haitian people because our calling is to countries of the former Soviet Union.

To see lots of photos of our base camp, the orphans, the destruction the earthquake caused, and to learn more, follow this link to our ministry Facebook page:

http://www.facebook.com/pages/manage/?act=36516325#!/pages/Haiti-Relief-Ministry-Project/269129028225

We are on Facebook so send us a “Friend Request” if you want to follow us this way. Thank you so much for supporting our work, for your prayers and donations.

Sincerely,

Mark and Robyn Rose

Missionaries to the former Soviet Union

Many thanks to the team that came with us to pioneer the work we are doing by God’s Grace through your prayers and offerings:

Mark Sutherland Bill Perry Dave Douglas Ryan Garabrandt, RN

Mike Ellis Alex Vise Mark Rose Mary Petrie, LPN

Marty West Bob Forrest Robyn Rose Russell Maroni, Xray
Russia Inland Mission is a non-profit 501(c)3 Christian Mission supported by local Churches

News Update

CAN’T FIND A TELEPHONE LINE NEARBY? – SOLUTIONS NEBO CORDLESS

Hi,

I have tested this new technology and it works fantastic. Literally takes just a few seconds to hook up and your current dialup terminal becomes a wireless terminal with full encryption for safety. You just plug in one piece into your phone jack and power supply and the other piece into your cc terminal and power supply. It’s that easy! I tested it all over my building through walls and different floors and it worked great. The wireless technology it uses is rated for 1,000 feet but figure 300 feet to be safe. Best of all its only $99 for each kit!

If you can use one or know of someone who could use one give me a call.

Cheers!

Bill

nebo last slide.gif

Reliable Nebo Cordless Link for Your Terminals at an Affordable Price

Have you run into a situation where the telephone line is not near where you would like to put your terminal?

Solution:

1) Move telephone line, costly and timely.

2) Use Nebo Cordless Link

Nebo Cordless Link for Credit Card Terminals is a solution that allows a merchant to locate their terminal any place in their store. The location of a telephone line (jack) is not an issue.

This makes the terminal easy to move or relocate at any time.

FAQ:

1. What can this do?

This device will enable a user to put a terminal up to 300 ft away from a phone jack

2. Would it work for my old terminal?

Yes. It will work for any dialup terminals, even a Tranz 330

3. What is the limitation?

This device is only good for dialup terminals. You only need electric power at the point where you use your terminal.

4. Would it work with my processor?

It will work with any processor.

5. Would using this increase the operating cost?

Not a penny.

6. How reliable is this product?

Cordless technology never drops a line as long as it is in use.

7. Do we need PCI certification?

Similar to Wi-Fi, you need to use a certified terminal.

8. Do I have to change the download program or will it affect the software performance?

NO changes are necessary.

9. How much will this cost?

Only $99 per device, compared to wiring and installing a phone jack in another location of your store or building.

10. Is the product proven?

Tens of thousands of these units are in use today by other companies across the country. Pitney Bowes has used this with their postage meters for more than three years for credit card processing.

Nebo Cordless Link for Credit Card Terminals, which is available today at the price of $99 per unit, offers any terminal user the capability to move around for up 300 ft away from its phone jack. It will work for any dialup POS or credit card terminal and will work with any processor. It does not have any software to be installed. You do not need to change any settings or the download program. Just connect and it would work. The total setup time is less than 1 minute, guaranteed.

To order, please click

here

or call 847-381-3482.

nebo last slide.gif

Nebo’s Cordless Link/Wireless Solution: Easy Setup / No Installation

Uses cordless phone technology to instantly turn any Credit Card Reader into a fixed wireless solution for distances up to 300 feet

cid:image010.png@01CA5C6A.7480D750

User Manual

Cordless Link for Credit Card Terminals

1. Connect the Nebo Remote Unit to the remote power adapter and to the telephone jack on your credit card reader/vending machine/ATM/slot machine.

cid:image011.png@01CA5C6A.7480D750

2. Connect the Nebo Base Unit to your analog phone line* using the LINE jack. Plug in the base power adapter provided. (Optional) Connect your telephone to Nebo using the TEL jack.

An analog line is used with most fax machines, credit card readers and modems. A digital line may damage the Nebo system. When in doubt, ask the person responsible for your phone service.

cid:image012.png@01CA5C6A.7480D750

3. Setup is now complete. No download is needed. Simply start to use credit card reader as usual. The Cordless (Wireless) Link will work.

www.nebowireless.com

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

if you have an iPhone 3G or 3GS I can offer you a free credit card swiper

Hi,

You can transform your iPhone into a secure payment portal. As far as security it uses complete end to end encryption (better than competitors’ SSL only) This is not a cheap add on but a fully functional device manufactured by Verifone one of the most trusted names in the industry. There are small setup/monthly/transaction fees but considerably less than regular wireless cc terminals.

This is a personal offer available to my clients. For product testimonial feel free to call Jessica Church at Ticket One 781-762-8088.

See the unit at http://paywaremobile.com/media/3935/merchant_literature.pdf than call me for details.

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

Please take a second to help my son-in-law!

Hi,

Please do this for my son-in-law.

Follow instructions & hyperlinks below.

Thanks!

Bill

Hello,

Our industry is having an awards ceremony in Las Vegas, and the polls will be open soon! There are two categories in which I am eligible to win. First being breakout artist of the year, and Second being best glass gallery of the year. There is no money to be won, just recognition! If you feel that I should win, please go to http://www.glassaficionado.com/awards/
and for Breakout Artist of the yeat 2009 fill in Bank, and for Glass Gallery of the yeat 2009 please fill in All About It. This will only take 2 seconds! Feel free to forward this around!!

Thanks!

Bob

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

The Vey Best Way to donate to Haiti

Hi,

I’m glad to announce that our church QRBBC http://www.qrbbc.org/ has assembled an elite team of responders departing February 1st to establish a camp that will deliver much needed supplies and temporary housing to many displaced families & orphans. If you’d like to donate make a check out to
“Haiti Relief Project”
Quentin Road Bible Baptist Church
60 Quentin Road
Lake Zurich, IL 60047

100% of your donation will go to the people of Haiti. Water, food, medicine, shelter, and most importantly the Gospel. We are paying all costs of the operation so the Haitian people get all of your donation.

News Update

Canadian Ticketbrokers

Hi,

I now have the ability to open merchant accounts for Canadian clients. We can offer considerable savings because traditionally payment processing is done by a few banks in Canada that have fixed their discount rates quite high. Accounts have already been opened so the “kinks” have been worked out.

Feel free to contact me for details.

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html

VISIT US ON FACEBOOK

VISIT US ON LINKEDIN
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

the safest ways to donate to Haiti

Hi,

The two best ways so you know your money won’t be stolen by corruption are

https://donate.doctorswithoutborders.org/SSLPage.aspx?pid=197&hbc=1&source=ADQ1001E1D01

https://american.redcross.org/site/Donation2?idb=2130395935&df_id=4437&4437.donation=form1&JServSessionIdr004=zenjsn4rd1.app206a

Proverbs 19:17
He who is kind to the poor lends to the LORD, and he will reward him for what he has done.
—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?

News Update

Annual Christmas Extravaganza

I am inviting you as my guest to our world renown Christmas Pageant. The live animals including a camel and horse lend an incredible touch as do the special effects and well rehearsed pre school kids. At no time will anyone ask you for a donation or to join our church. Many folks come expecting a cute little church play and leave full of accolades for the professional, moving performances. This annual pageant has thrilled audiences with two large Hi Def screens and a huge stage and has received high praises from critics in and out of the area.

Make sure you pick your date & time as soon as possible as all performances sell out quickly. Just let me know and I’ll send you your tickets at no charge to you. If you can’t make it let me know and I’ll send you a DVD for your enjoyment. This is NOT a recruitment ploy for new members for our church. No one will bother you at the play or afterwards. People are always pleased by how at ease the friendly staff at QRBBC make them feel attending this event.

I’ve included links for a short movie trailer.

If you are in the Chicago area this Christmas…
join us for the
2009 Christmas Pageant
The Giftgiver
Make plans to attend an unforgettable program of music, singing,
and drama in our 3,500 seat auditorium. Dramatic costumes, live animals, powerful music, actors and singing…this Christmas Pageant is something everyone must see! With over 500 people in the cast and choir, this is one awesome performance you won’t want to miss!

DATE: Saturday, December 12, 2:00pm & 6:00pm
Sunday, December 13, 2:00pm & 6:00pm
Saturday, December 19, 2:00pm & 6:00pm
Sunday, December 20, 2:00pm

LOCATION: Quentin Road Bible Baptist Church
60 Quentin Road
Lake Zurich, IL 60047

Order tickets today!
Most shows sold out last year, so don’t wait to order tickets.

Join Our Mailing List!
Victory In Grace
60 Quentin Road
Lake Zurich, Illinois 60047
1800-78-GRACE
Watch the Christmas Pageant Trailer

—
Bill Hoidas
Consultant Manager Larger B2B/MOTO/Internet Accounts
Product Development Manager
Matrix Payment Systems
(847) 381-3482 office
(847) 381-4289 fax
http://paymentconsulting.net
http://chicago.citysearch.com/review/44659273
http://paymentconsulting.net/adv_funding.html
John 3:16 For God so loved the world, that he gave his only begotten
Son, that whosoever believeth in him should not perish, but have everlasting life.

These days we are facing an economic crisis and need to prepare ourselves more effectively for the recovery – to discover opportunities, identify potential partners looking for opportunities, looking for a reason to hope. Now it’s a good idea to ask: how could my product/service provide opportunities in today’s economic climate?