They try & get you to sign up for $47 and $47 later. Their claim of sending “how to” info is bogus. They provide no useful info and just keep saying the same self aggrandizing phrases over & over and all of their “sessions” are sales pitches to send more money. Their “webinar” is pre-created and re-shown each time. The “appointment” scenario is a ruse. And its just another pitch for an additional a product. He toots his horn about being a baseball All American but doesn’t mention that it was as a third team All American and never made it to the Majors. https://www.facebook.com/freemorelikes?ref=br_tf       http://get10000fans.com/

Credit Cards Barrington, IL Verified Business

You can not attempt to authorize a credit card that has been declined unless you wait at least 24 hours. If you do you will not get to keep the funds!

If you do the cardholder’s bank can pull back the sale and there is nothing you can do about it because it is a MasterCard/Visa/Discover/Amex regulation. Do not confuse this with a chargeback!

Make sure that you tell your POS provider that their POS must be set to disallow a reauthorization attempt on a declined credit card until 24 hours from the decline has passed. If you enter orders in a virtual terminal gateway or receive orders in a shopping cart integrated to your gateway make sure you set the gateway to not allow reauthorization of a declined card until 24 hours has passed.

Below is a quote from an actual case.

I hope this email has been of some help to you.

“FNBO gave the correct reasoning as to why we had to return the funds to the issuer. The issuer of the card filed this compliance case because the merchant didn’t wait at least 24 hours after the initial decline before trying to reprocess the transaction. The merchant was paid for this transaction when it was processed on 6/9, so they are liable for this transaction. I understand you saying it was the cardholder processed the transaction online, however, there should be settings that their gateway provider can change so once a card declines it can’t be reprocessed for at least 24 hours. Yes, this is a rule set forth by The Card Associations and there’s no way around it. As FNBO said, we have no recourse.”

The cardholder probably had some issues with their card and the issuer filed this case in order to recoup funds they may have lost.”

described in the video link below. Also attached is a merchant chargeback guide which gives a lot of good chargeback advice that is applicable for all bank cards.

VIDEO

merchant_chargeback_guide

“Common Core” is really disturbing. Communism hear we come! Please read-very scary! read here

embarrasing fax  attached

Initiatives offered by POS systems, exchanges

You probably occasionally get asked to use a processor that these POS systems, exchanges recommend. “Approved” processor means that they are getting a kickback of usually 35% or so on the monthly residuals paid on your merchant account. I have been getting quite a few of these accounts moving to me because of

-“discounts & incentives” offered by the POS systems, exchanges are added back to th processing fees so in effect there are no savings or incentives

-the “recommended” processors raise rates with no notice to merchants

-once your volume increases they are holding reserves without giving a date of when the reserves will be returned which is against MC/Visa/Discover/Amex regs

-they are using smaller acquiring banks that can’t handle large volume or address chargebacks properly. Only Matrix has been servicing ticketbrokers for over 10 years & we setup our acquiring banks very carefully to accept & properly service the ticketbroker industry.

Misconceptions about MC 3D Secure & Visa Verify

These programs are setup for the benefit of the cardholder not the merchant. When the cardholder enters an eCommerce website to purchase they are given an option of filling out the form. If they don’t they can still complete the checkout process. Also at this point only a small percentage of issuing banks are enrolled. For unenrolled cards, the first person to use the card online gets to set the password. Identity thieves often know a victim’s date of birth or last digits of a social security number required for activation with the issuing bank. Cyberthieves are also well aware how easy it is to reset a 3D Secure password. Perhaps worst of all promises by MC/Visa to insure merchants against “friendly fraud” where the caroler receives the merchandise and wants to back out are being kicked back to the merchant through loopholes in the policies & procedures.

sample of online optional forms below

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-When it comes to what you are charged for the design of your new ticket website, they will not be beat on price. Ticket Platform will guarantee that you will pay the lowest price on your design/setup fee and your subscription fee with the best features!

-“If you optimize it, they will come”, their marketing work was recently featured on ESPN.com. See how their in-house SEO department can help you. They offer an affordable, no conflict guarantee and customized plans for each client.

-Ticket Platform has reliable 24/7 customer support you can depend on.

Visit their website here and then give them a call at 877-411-7528 or email them at amir@ticketplatform.com

“Use partner code “TPMX” and receive an additional 10% discount on a custom ticket site

Whether you’ve got a beginning scholar entering kindergarten or are kissing your college bound son or daughter goodbye (we know it can be tough) the issue of vaccinations cannot be avoided.
Many parents and an increasing number of MDs and health officials refuse vaccination for their children because these shots are dangerous and are linked to autism, allergies, ADD/ADHD, dyslexia, tics, processing disorders, personality disorders, asthma, vision problems, diabetes and many, many more neurological and immunological conditions.
Parents who have both vaccinated and non-vaccinated children all report that their non-vaccinated children are far healthier than their vaccinated children.
Please get yourself informed about what we believe is one of the most serious healthcare decisions you’ll ever be asked to make.
Vaccinations are not required for school in most states. School officials may sayotherwise but they often are ignorant of the law. For more information go to www.vaclib.org or to www.thinktwice.com and you’ll see the legal requirements.
Another reason not to vaccinate (especially girl babies)
Naturally immune mothers have considerably more antibodies than those who had been vaccinated. The same applied to their babies – babies of vaccinated mothers had significantly lower antibody levels than infants of naturally immune women. (
You can legally avoid vaccinations
Some parents who are concerned about the dangers feel they have no choice, “Don’t they have to have shots to get into school?” they ask.
Happily, the answer is: All states (except West Virginia and Mississippi) honor medical and religious/philosophical exemptions to vaccines. Most educators, school nurses and health professionals are unaware that you have a choice.
What religions qualify for a religious exemption? It doesn’t matter. The government cannot ask you your religious beliefs because that puts them in the position of deciding if your religion is “good enough.”
At the very least, if parents would wait until their child is going to public school before vaccinating, hundreds of thousands would be saved from autism, dyslexia, immunological problems, ear infections, brain injuries and other vaccine injuries.
If a religious or private school or camp refuses to honor exemptions we recommend a lawyer who specializes in these matters such as Alan Philips, J.D., www.vaccinerights.com .
For state laws about vaccine exemption, visit www.thinktwice.com or www.vaclb.org